Senior Commercial Account Executive - Harrogate

Job Description

Senior Commercial Account ExecutiveLocation: HarrogateWe are seeking a dynamic and experienced producing Commercial Insurance Broker to join our team. The ideal candidate will have a proven track record in the UK commercial retail space, with a minimum of 5 years experience.They must have held a role at the Account Executive level and possess expertise in handling the placement of insurance programs for commercial clients across Property, Liability, Motor, and Financial Lines.Responsibilities• Adhere to all company policies and procedures.• Continuously identify areas for improvement and provide potential solutions to the company and reduce costs.• Delivering good outcomes for customers and putting the customer’s interests first.• Ensure the customer understands what we sell and support the customer in anyway you can.• Develop and maintain strong relationships with commercial clients, understanding their insurance needs and providing tailored solutions.• Lead the placement of insurance programs, negotiating terms and conditions with underwriters to secure competitive coverage for clients.• Analyse client risk exposures and recommend appropriate insurance products to mitigate risks effectively.• Actively prospect and generate new business opportunities to expand the client portfolio.• Collaborate with internal teams, including underwriters and claims specialists, to deliver seamless service to clients.• Stay updated on industry trends, regulations, and market conditions to provide informed advice and recommendations to clients.Skills and Competencies• Excellent communication skills, including effective communication with clients and insurers, including clear explanation of complex insurance terms and conditions.• An understanding of the UK insurance market, including trends, risks and regulatory changes.• The ability to understand diverse client needs, including specific industry risks and business objectives.• Ability to manage time effectively, work under pressure and meet deadlines.• Excellent timekeeping and presentation of self & work.• Strong interpersonal, negotiation skills and relationship-building skills.• Articulate & Numerate.• Analytical and ability to solve problems, including the capacity to solve complex insurance related challenges.• Excellent attention to detail.• Highly organised with an ability to prioritise and deliver allocated tasks.• Ability to work independently and collaboratively in a fast-paced environment.• Positive can-do attitude and strong team ethic.• Honesty, integrity, reputation, competence/capability & financial soundness as required under the Financial Conduct Authority (FCA).• Be positive, enthusiastic and motivational about what you do!Experience• Minimum 5 years of experience in the UK commercial retail space.• Previous experience at the Account Executive level within an insurance brokerage.• Strong knowledge of commercial insurance products across Property, Liability, Motor, and Financial Lines.• Proven track record of successfully placing insurance programs and achieving revenue targets.Qualifications• Relevant insurance qualifications and certifications (e.g., ACII, CII) are preferred but not required.